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The cost of fertility treatments can vary greatly depending on the type of fertility treatment that is being used, state regulations related to fertility treatments, and the market for fertility treatments in the area that you are receiving the treatments. Generally, the figures below represent an average cost around the U.S. for various fertility treatments.
Fertility treatments that rely on medications can be among the least expensive of treatment options. Many times, your insurance company will cover the cost of fertility medications such as Clomid. Even hormone injections tend to be much less expensive than more complex fertility treatments.
One of the least expensive fertility procedure includes intrauterine insemination, or IUI. The IUI process is a form of artificial insemination. During IUI, the man’s sperm are first washed and concentrated. They are then injected into the woman’s uterus. This procedure makes it so that a larger number of viable sperm will make it into the reproductive tract and be able to fertilize an egg. This procedure is usually coupled with Clomid or another fertility medication, and you can expect to pay $400 or more for the basic IUI procedure.
If a woman does not have any success with IUI, she will often be a candidate for IVF. In IVF, eggs are retrieved from the woman. Sperm are then used to fertilize the eggs outside of the womb in the lab. Once the eggs are fertilized, creating embryos, the embryos will then be transferred into the uterus around three to six days after the eggs were retrieved. IVF is one of the oldest ART treatments, and has been in use for over three decades. IVF is by far one of the most expensive forms of fertility treatments, and you can expect to pay at least $7,500 for this treatment. If you need a sperm donor for IVF, it will cost an extra $2,000 or more; if you need to use donated eggs, the extra cost rises by nearly $15,000.
FET, which stands for Frozen Embryo Transfers, is, procedurally, similar to IVF. When a woman has IVF, if there are extra embryos that are available, they can be frozen. If this is the case, they can be transferred into your uterus at a later time. FET is most useful for a woman who does not get pregnant with the first cycle of IVF treatments, or with a woman who has a successful IVF pregnancy and wants to become pregnant again in the future. If your IVF was unsuccessful, a FET will still cost you around $2700, not counting the cost of freezing and storing the embryos. If you need donor embryos, they will cost an additional $3000 or so.